It’s important that we understand why you’re making an investment, so the first thing we do is talk to you about the reasons for your decision. This helps us to optimise the investment strategy so it generates the income you need.
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When banks say your 'interest is equivalent to 5%' you‘re paying tax, and, if you're paying the basic taxrate (20%) on your interest you'll only be receiving 4% interest ...not 5%.
Avoid paying that tax and you can keep more (if not all!) of your return.
That extra 1% soon adds up too!
Take a look at the difference that missing 1% can make, based on £10,000 earned on your savings:
Once we’ve placed your investments in the right tax environment and you’re paying less (or no) tax you can invest that money in lower-risk areas.
Making the money you would have given to the taxman work for you.
We’re sure that
will make you happy.