As successive governments seem so happy to keep reminding us, too few people are planning their finances properly, if at all, especially with regards to their inevitable retirement. An investment now is an investment for the future, and one that should help maintain a good quality of life beyond your working days.
Specialist Investment Advice
The team at Campbell Harrison are proud to specialise in both retirement and general investment advice, ensuring we do what is right for the customer every time. Assessing each client’s goals and aspirations is important in helping to make the right investment decision, and so we endeavour to take the time to sit down with individuals to discuss the best plan options available, dependant on their financial goals and personal risk.
Saving and investment planning is concerned with being able to balance the risks you are comfortable with, alongside the potential rewards that can be attained in the future. As a general rule, it is cautiously advised that the higher the risk, the bigger the potential rewards but also the greater the potential losses.
There are several models of investment planning that can be designed to provide for future monetary requirements including stocks, bonds and property portfolios. At Campbell Harrison in Sheffield though, as well as promoting these investment packages, we like to see ourselves as experts in retirement incentives such as pensions. When considering a life after retirement, everybody wants to relax and enjoy themselves and so it is important to choose the right mix of asset classes that not only create wealth but also generate more than enough income when they cease their career.
Which Investment Package is Right for You?
When deciding which investment package will most suit the individual, their age and stage of career are two important elements that help determine the correct plan. If you are young and in the early stages of your career, you generally have the advantage of time on your side. Sometimes however, the ‘goal horizon’ for a 30 year old investor can be the same as for a 60 year old investor depending on their risk tolerance and current financial situation. It’s never too late to start investing.
Do you like our introduction to the financial advice Campbell Harrison of Sheffield can provide?
Why not get in touch to see if we can help further with your desired investment plan.